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Nurfadillah Nurfadillah
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Journal : Jurnal Kajian Hukum Islam

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URGENSI SINKRONISASI AKAD PERBANKAN SYARIAH DENGAN AKAD JAMINAN HARTA BENDA MENURUT PRINSIP SYARIAH Nurfadillah, Nurfadillah
Jurnal Kajian Hukum Islam Vol 6 No 1 (2019): March 2019
Publisher : Program Pascasarjana Universitas Sunan Giri Surabaya

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Abstract

In accordance with the needs and principles of benefits and goods, muamalah agreements based on sharia principles have been politicized into national law with the enactment of the Law on Sharia Banking. The law has clearly set out about sharia banking activities and procedures for resolving disputes. However, it does not regulate the guarantee law according to sharia principles. From the results of the study, it can be concluded that the collateral position in the muamalah contract must be trustworthy so that no collateral is needed. But in practice Islamic banks often require collateral for property as a condition for financing. This is also confirmed by the National Sharia Board which allows financing with assets (rahn). Because there is no arrangement of guarantee contracts based on sharia principles, the binding of the collateral is carried out using national guarantee law, which is not a guarantee contract based on sharia principles. So that synchronization is needed between muamalah contract and rahn guarantee contract
URGENSI SINKRONISASI AKAD PERBANKAN SYARIAH DENGAN AKAD JAMINAN HARTA BENDA MENURUT PRINSIP SYARIAH Nurfadillah, Nurfadillah
Jurnal Kajian Hukum Islam Vol. 6 No. 1 (2019): March 2019
Publisher : Jurnal Kajian Hukum Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In accordance with the needs and principles of benefits and goods, muamalah agreements based on sharia principles have been politicized into national law with the enactment of the Law on Sharia Banking. The law has clearly set out about sharia banking activities and procedures for resolving disputes. However, it does not regulate the guarantee law according to sharia principles. From the results of the study, it can be concluded that the collateral position in the muamalah contract must be trustworthy so that no collateral is needed. But in practice Islamic banks often require collateral for property as a condition for financing. This is also confirmed by the National Sharia Board which allows financing with assets (rahn). Because there is no arrangement of guarantee contracts based on sharia principles, the binding of the collateral is carried out using national guarantee law, which is not a guarantee contract based on sharia principles. So that synchronization is needed between muamalah contract and rahn guarantee contract
Co-Authors Abdul Maulud Abdul Muis Abdullah A. Muhammadar Abdullah Abdullah Adrian Damora Agung Setia Batubara Agus Sri Muliadi AJ., Andi Agussalim Anna Cesaria Aprianti, Yesi Auliansyah, Auliansyah Chitra Octavina Cut N. Defira Dance Tangkesalu Darul Elmi Desi Warni Dewita Dewita Didin Ferdiansyah Fatahullah Fatahullah Hanung Adi Nugroho Henniwati Henniwati Iko I. Arisa Irma Dewiyanti Irma Dewiyanti iva arma sari Iwan Hasri Iwan Hasri Januar Nanda Juadi Juadi Juliawan Juliawan Kasril Kasril Kembong Daeng krismiyati krismiyati Latifah Rizkiana Maria Ulfa Maulizar Maulizar Muh.risal M Muhammad Rifki Muhammad Y. Thamren Muhammadar Muhammadar Mushawwir Taiyeb Novianti M. Risti Novita Novita Rangga R.M. Ilyas Ra’aisyah Ra’aisyah Ridha Saputri Rizkan Jadid Rizki Danang Ramadhan Sadelie, Agus Salman Fauzi Sasnita Sasnita Sayyid A. El-Rahimi Siska Melissa Siska Mellisa Sofyantuddin Karina Sofyatuddin Karina Suci Utara Sulindrina, Andra Syahrul Purnawan Syamsiah, Syamsiah Syaulian Fitria Tridoyo Kusumastanto Veri, Nora Yulyanti Harisman Zainal A. Muchlisin Zulfika Zulfika zuliani zuliani